Early Invoice Payment

Early Invoice
Payment For
Labour Hire

You fund placements before clients pay for them.

Payments-on-Demand lets labour hire businesses get paid the same day they invoice. Without loans, personal guarantees, or changing how clients pay.

Get a decision todaySee how it works →

$2.2B processed

4.8 rating · Xero App Store

Labour hire workers on site.
Same-day payment
Get your invoices paid today

Trusted by labour hire businesses across Australia

Why Marmalade

Why labour hire businesses choose Marmalade

You are bankrolling your clients. Every week.

Wages go out and WorkCover lands. Clients expect staff Thursday. Invoices sit unpaid at 45 days. Your business carries the gap, week after week.

Payments-on-Demand is not a loan. Your assets stay out of it.

Your business is qualified based on your invoices. No property security, no personal guarantees, no director exposure.

Grow the placement book without taking on risk.

Larger clients, weekly payroll, short-notice demand. Without director liability, encumbered property, or balance sheet debt.

How it works

How early invoice payment works for labour hire businesses

Connect your accounting platform and get an eligibility outcome within minutes.

01

Issue invoices your way

Keep your accounting platform, your terms, and your client billing. Automated reconciliation into Xero, MYOB, or QuickBooks.

02

Cash-in any eligible invoice

One fee: 2.5 to 4.9 percent, based on your client’s creditworthiness. Same-day funds. No interest. No ongoing charges.

03

Clients pay on their normal terms

Your clients receive monthly statements using your branding and pay on their normal terms.

Marmalade product / app screenshot
Trusted by labour hire businesses across Australia

Here’s why businesses
trust Marmalade

Marmalade has given us the freedom to run payroll with confidence, no matter when clients pay.

Point Force Labour logo

We doubled in size within two years without borrowing. Marmalade made scaling possible without the balance sheet risk.

Trafficwerx NT logo

Ready to talk to our specialists?

Get a decision today.
Cash in your invoices by end of business.

Connect your accounting platform and get an eligibility outcome within minutes.

Get a decision todaySee how it works →

$2.2B processed

4.8 rating · Xero App Store

Frequently asked questions

Labour hire businesses pay wages weekly but invoice clients on 30-60 day terms. Early invoice payment closes that funding gap without loans or personal guarantees.

Eligibility is assessed within minutes of connecting your accounting platform. Cash-in approvals are paid to your bank account within hours.

Yes. Marmalade supports both PAYG employees and contractor payroll arrangements. Eligibility is based on your invoices, not your payroll structure.

Absolutely. You choose which invoices to cash-in. There is no obligation to cash-in every invoice, and your clients terms remain in your control.

A single fee of 2.5 to 4.9 percent per invoice, based on your client's creditworthiness. No interest, no ongoing charges, no lock-in contracts.
Early Invoice Payment for Labour Hire - Marmalade