We’re redefining how people think about money and cashflow; building solutions to support our Aussie B2B businesses to pay and get paid.

Why we exist
Australian small businesses are owed billions in unpaid B2B invoices at any moment. That gap is why good operators turn down work, delay hires and lose sleep. We close it and reward our customers.
What we do
Two sides of the same invoice. If you're owed money, Payments on Demand pays you now instead of in 90 days. If you're paying a bill, do it through Points on Payments, earn M-Coin and convert it to Qantas or Velocity Points for your business, on money you were sending anyway.
1.1M
Invoices and Bills managed since Inception
32.4K
Businesses trust Marmalade Payments to process their payments
$1.4B
Accounts Receivable and Payables processed
Australian businesses do the work, send the invoice, then wait. We think that’s backwards…so we’re building the tools to change it.
Vision
A world where payments mean progress.

Mission
Empower businesses to get paid on their terms, and rewarded when they pay.

We believe in building financial solutions that prioritise trust, transparency and solve complex problems.
Trusted by 32.4K+ businesses across Australia






























Get paid on your invoices now, or earn rewards on the bills you’re already paying.