Our Rewards Partners
On our platform, you have the freedom to fly with whoever you want. Accumulate M-Coin, choose a rewards partner and convert easily.
Qantas Business Rewards
Convert M-Coin into Qantas Points with Qantas Business Rewards.
Virgin Australia Business Flyer
Earn Velocity Points for your business on flights, credit cards, car hire, hotels and more. As a Virgin Australia Business Flyer member, you can redeem your Points for travel and enjoy benefits such as exclusive discounts.
Pay. Earn. Fly.
Why pay bills with Marmalade’s Points on Payments
Paying bills pays you back.
Uncapped rewards
Earn M-Coin on every eligible business bill you pay. No monthly cap, no ceiling.
No subscription, no stacked fees
One flat rate, no monthly subscription, so more of every bill pays you back.
Convert to flights
Turn your M-Coin into Qantas Points or Velocity Points for your business; for flights, upgrades, and your next trip.
How it works
Turn payments into rewards in just three steps.
Pay using Points on Payments, earn M-Coin and convert to Qantas or Velocity Points for your business. There’s just three steps between your business spend and your next flight.
Step 1
Pay through Points on Payments
Connect to your Xero, MYOB or Quickbooks accounting software and pay your business bills by bank transfer.
Free* or 1% fee per invoice
Free
+30,000
M-COIN
1% fee: $500
+5,000
M-COIN
Step 2
Earn M-Coin for free* or a 1% fee
Every dollar you pay using Points on Payments or via your Marmalade statement earns 1 M-Coin, added to your balance automatically.
$1 Business Spend = 1 M-Coin
Step 3
Convert to rewards points
Turn your M-Coin into Qantas or Velocity Points for your business whenever you like with Marmalade Rewards.
2 M-Coin = 1 Qantas or Velocity Point
*For more information, view the Terms and Conditions.
Frequently Asked Questions
Have more questions? Get all the answers.
View all FAQsYes. You choose where your M-Coin go each time you convert; Qantas Business Rewards one month, Virgin Australia Business Flyer the next. You’re never tied to one.
Earning M-Coin is free when you pay a business that offers free M-Coin, whether through Points on Payments or your Marmalade statement.
For all other eligible bill payments, a flat 1% processing fee plus GST applies, charged automatically per transaction.
Pay your eligible business bills using Points on Payments or via a Marmalade statement, and you earn M-Coin on every one. When you’re ready, convert your M-Coin into Qantas Points or Velocity Points for your business — you choose which, each time. The points land in your airline account, ready to spend.
No problem. You can still earn M-Coin from day one. To convert M-Coin into either Qantas Points or Velocity Points for your business, you’ll need to join Qantas Business Rewards or Virgin Australia Business Flyer. Your M-Coin stacks up in the meantime, so nothing’s lost while you sort out your membership.
Have more questions? Get all the answers.
View all FAQs