The freight cash flow challenge
All Road Transport pays its subcontractors weekly, covers fuel and maintenance upfront and absorbs all the operational risk involved in delivering freight on time. Yet customer payments could take 30 to 60 days and often arrived late. This mismatch between outgoing and incoming cash made planning difficult and created constant pressure.
Like many logistics companies, they also faced increased wage costs, driver shortages and more hours spent on back-office tasks like chasing payments. Borrowing to bridge the gap only added cost and risk.
The solution: Payments on Demand for freight and logistics
All Road Transport partnered with Marmalade to solve the cash flow gap at its source. By using Payments on Demand, they now choose which invoices to have paid early without borrowing or committing to fixed repayments. The business can now cover contractor payments and running costs with confidence.
Marmalade also reduced the admin burden, with automated reconciliation and follow-up on overdue invoices, fully integrated into their accounting software. The result: less time spent chasing money, more time spent running the business.
Results
- Cash flow aligned to freight schedules, not payment terms
- Contractor and fuel costs covered without delay
- No disruptions to service due to slow-paying clients
- Reduced reliance on short-term finance during peak periods
- Admin team now focused on planning, not chasing payments
Commentary
"Marmalade has helped us close the gap between when we do the work and when we get paid. We can now manage costs more confidently and take on new opportunities without the stress of waiting for cash to come in."
